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Calculator for Spain. The rates, thresholds and reference prices used here come from Spanish legislation and market data, so the result does not apply to other countries.

Spanish Unemployment Benefit Calculator 2026

Estimate your contributory unemployment benefit from your regulatory base and days contributed: monthly amount, duration and total.

Parameters last reviewed on 05/09/2026 · Sources: SEPE, Seguridad Social

This tool uses your gross monthly salary as an approximation; the actual benefit depends on your unemployment contribution bases.

Unemployment benefit (commonly known as 'el paro') is a contributory benefit from the Spanish Social Security system that compensates for income loss when a worker is in a legal situation of unemployment. To be entitled to it, you must have contributed at least 360 days (12 months) in the last 6 years before becoming unemployed.

This calculator estimates the benefit amount and its duration from your regulatory base — the average of your unemployment contribution bases over the last 180 days, which we approximate with your monthly gross salary — and the days contributed. The benefit is 70% of the regulatory base for the first 180 days (6 months) and 60% from the seventh month onwards, with a maximum and minimum cap set by the IPREM. Results are indicative; the SEPE applies actual contribution base data.

Your data

Average of your unemployment contribution bases over the last 180 days. If you do not know it, your monthly gross salary is a reasonable approximation.

Total duration

240 days

(8 months)

First 6 months

1050,00 €

70% regulatory base

From month 7

1050,00 €

60% regulatory base

Estimated gross total

8400,00 €

Calculation details
Regulatory base1800,00 €/mes
Days contributed720 días
Maximum applicable1050,00 €/mes (175% IPREM)
Minimum applicable480,00 €/mes (80% IPREM)
Time breakdown6 months × 1050,00 € + 2 months × 1050,00 €
Note: Amounts are gross. The SEPE deducts Social Security contributions (4.7%) and applies income tax (IRPF) withholding. The actual regulatory base is the average of unemployment contribution bases over the last 180 days.

Indicative estimate. For your exact benefit calculation, consult the SEPE electronic office with your Social Security contributions report.

How unemployment benefit is calculated

The calculation combines two independent elements. The first is the amount, which starts from the regulatory base — the average of unemployment contribution bases over the last 180 days worked — and applies 70% for the first six months and 60% thereafter, always within the minimum and maximum caps linked to the IPREM. The second is the duration, which depends solely on days contributed in the six years preceding legal unemployment, following a scale that grants 120 days of benefit for the first 360 contributed and adds 60 days for each additional 180, up to a maximum of 720 days.

Worked example

Someone with a regulatory base of €1,800 a month and 1,080 days contributed. On duration, 1,080 days entitles them to 360 days of benefit, that is, one year. On amount, for the first 180 days they would receive 70% of €1,800, about €1,260 a month; from day 181 they would move to 60%, about €1,080. From those gross amounts you must deduct income tax withholding and the social security contribution that the worker continues to pay during the benefit period.

Benefit duration by days contributed

Days contributedDays of benefit
360 days120
720 days240
1,080 days360
1,440 days480
1,800 days600
2,160 days or more720

How to interpret the result

The figure you get is the gross amount: income tax withholding, usually lower than on a payslip, and the worker's share of social security contributions are deducted, since the employment service maintains your contributions while you claim. Bear in mind too that the benefit must be applied for within 15 working days of leaving your job, and applying late does not shorten its duration but does mean you lose the days elapsed since the deadline. If you work part-time while claiming, the amount is reduced in proportion to your hours, but the consumption of days is adjusted too.

Who is entitled and who is not

Losing your job is not enough on its own: you must be in what the law calls a legal situation of unemployment. Entitlement arises from dismissal (fair, unfair or collective), the end of a temporary contract, failing the probation period when the employer takes that decision, terminating the contract within nine months of a substantial change of conditions, and resignation with just cause, such as repeated non-payment of wages. Voluntary resignation without cause, voluntary leave of absence and retirement do not qualify. You also need at least 360 days contributed within the previous six years, registration as a jobseeker and a signed activity commitment. If you fall short of those 360 days, the route is not the contributory benefit but the subsidy, which has different income requirements and amounts.

Deadlines and procedures that cause the most trouble

You have fifteen working days from the day after your job ends to apply; applying later does not shorten the total duration, but you do lose the days that passed since the deadline expired, and those days are gone for good. While claiming, you must keep your jobseeker registration active and meet the activity commitment: turning down a suitable job offer, missing an appointment or failing to attend training can lead to anything from temporary suspension to termination of the benefit if repeated. If you find part-time work, the benefit is reduced in proportion to your hours and the consumption of days is adjusted accordingly. And if you travel abroad, you must report it: short stays are allowed with prior authorisation, but leaving without notice is one of the most frequent causes of termination.

Frequently asked questions

You have 15 working days from the day after the legal unemployment situation (end of contract, dismissal, etc.). If you apply later, you lose benefit days.

It is the average of the unemployment contribution bases over the last 180 days worked. It is calculated by dividing the total contributed in that period by 180. For simplicity, this calculator uses the monthly gross salary as an approximation.

Yes, since 2019 the self-employed who have contributed for cessation of activity can access unemployment benefit. The requirements differ from those for employed workers.

In some cases yes, by combining benefits with part-time work, or by capitalising the benefit as a self-employed person. In general, full-time employment suspends or terminates the benefit.

The contributory benefit equals 70% of the regulatory base during the first 180 days and drops to 60% from day 181. Caps linked to the IPREM index are then applied: the minimum is 80% of the increased IPREM if you have no dependent children and 107% if you do, while the maximum ranges from 175% of the IPREM with no children to 225% with two or more. This means high salaries see their benefit cut by the maximum cap, so the real amount can fall well below the theoretical 70% of their salary.

The contributory benefit is what is colloquially called 'paro': it is paid because you contributed beforehand, its amount depends on your contribution base and its duration on days contributed. The unemployment subsidy is a flat-rate welfare payment, around 80% of the IPREM, for those who have exhausted the benefit or did not contribute the minimum 360 days. To qualify for the subsidy you must have no income above 75% of the minimum wage and, in some forms, have family responsibilities or be of a certain age.

Yes — it is known as capitalisation of the benefit, or the single payment. It lets you receive the outstanding amount in one go to start an activity as a self-employed worker, join a cooperative or employee-owned company, or set up a company you will control. The money must go towards the investment the activity requires, and it can also be used to subsidise self-employed contributions during the first months; many people combine both. You must apply before registering the activity: if you register first and apply afterwards, it is usually refused. It is also worth doing the maths calmly, because you are giving up the safety net of a monthly payment.

Renewing your jobseeker registration is an obligation with specific dates. Missing it usually means suspension of the benefit, and those days are not recovered: they are lost. If it happens repeatedly, the sanction can escalate to termination, meaning you lose whatever was left to claim. There are justified causes that allow the benefit to be restored, such as documented illness or an administrative error, but you must raise and evidence them. Whenever you receive a sanction notice, reply within the deadline stated in the letter, if only to put your version on record: silence is taken as agreement.

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