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Spanish Unemployment Benefit Calculator 2026

Calculate how much unemployment benefit you will receive, for how long, and the total amount based on your salary and contributions.

Unemployment benefit (commonly known as 'el paro') is a contributory benefit from the Spanish Social Security system that compensates for income loss when a worker is in a legal situation of unemployment. To be entitled to it, you must have contributed at least 360 days (12 months) in the last 6 years before becoming unemployed.

This calculator estimates the benefit amount and its duration based on months contributed and salary. The benefit is 70% of the regulatory base for the first 180 days (6 months) and 50% from the seventh month onwards, with a maximum and minimum cap set by the IPREM. Results are indicative; the SEPE applies actual contribution base data.

Your data

Total duration

240 days

(8 months)

First 6 months

1050,00 €

70% regulatory base

From month 7

900,00 €

50% regulatory base

Estimated gross total

8100,00 €

Calculation details
Regulatory base1800,00 €/mes
Days contributed720 días
Maximum applicable1050,00 €/mes (175% IPREM)
Minimum applicable480,00 €/mes (80% IPREM)
Time breakdown6 months × 1050,00 € + 2 months × 900,00 €
Note: Amounts are gross. The SEPE deducts Social Security contributions (4.7%) and applies income tax (IRPF) withholding. The actual regulatory base is the average of unemployment contribution bases over the last 180 days.

Indicative estimate. For your exact benefit calculation, consult the SEPE electronic office with your Social Security contributions report.

How unemployment benefit is calculated

The calculation combines two independent elements. The first is the amount, which starts from the regulatory base — the average of unemployment contribution bases over the last 180 days worked — and applies 70% for the first six months and 60% thereafter, always within the minimum and maximum caps linked to the IPREM. The second is the duration, which depends solely on days contributed in the six years preceding legal unemployment, following a scale that grants 120 days of benefit for the first 360 contributed and adds 60 days for each additional 180, up to a maximum of 720 days.

Worked example

Someone with a regulatory base of €1,800 a month and 1,080 days contributed. On duration, 1,080 days entitles them to 360 days of benefit, that is, one year. On amount, for the first 180 days they would receive 70% of €1,800, about €1,260 a month; from day 181 they would move to 60%, about €1,080. From those gross amounts you must deduct income tax withholding and the social security contribution that the worker continues to pay during the benefit period.

Benefit duration by days contributed

Days contributedDays of benefit
360 days120
720 days240
1,080 days360
1,440 days480
1,800 days600
2,160 days or more720

How to interpret the result

The figure you get is the gross amount: income tax withholding, usually lower than on a payslip, and the worker's share of social security contributions are deducted, since the employment service maintains your contributions while you claim. Bear in mind too that the benefit must be applied for within 15 working days of leaving your job, and applying late does not shorten its duration but does mean you lose the days elapsed since the deadline. If you work part-time while claiming, the amount is reduced in proportion to your hours, but the consumption of days is adjusted too.

Frequently asked questions

You have 15 working days from the day after the legal unemployment situation (end of contract, dismissal, etc.). If you apply later, you lose benefit days.

It is the average of the unemployment contribution bases over the last 180 days worked. It is calculated by dividing the total contributed in that period by 180. For simplicity, this calculator uses the monthly gross salary as an approximation.

Yes, since 2019 the self-employed who have contributed for cessation of activity can access unemployment benefit. The requirements differ from those for employed workers.

In some cases yes, by combining benefits with part-time work, or by capitalising the benefit as a self-employed person. In general, full-time employment suspends or terminates the benefit.

The contributory benefit equals 70% of the regulatory base during the first 180 days and drops to 60% from day 181. Caps linked to the IPREM index are then applied: the minimum is 80% of the increased IPREM if you have no dependent children and 107% if you do, while the maximum ranges from 175% of the IPREM with no children to 225% with two or more. This means high salaries see their benefit cut by the maximum cap, so the real amount can fall well below the theoretical 70% of their salary.

The contributory benefit is what is colloquially called 'paro': it is paid because you contributed beforehand, its amount depends on your contribution base and its duration on days contributed. The unemployment subsidy is a flat-rate welfare payment, around 80% of the IPREM, for those who have exhausted the benefit or did not contribute the minimum 360 days. To qualify for the subsidy you must have no income above 75% of the minimum wage and, in some forms, have family responsibilities or be of a certain age.

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